In order to receive the $100 gift, please visit one of our three branches with your diploma and the promotion card.

If you have an existing TeenDifference or College account, we will deposit the money into your account within 3 business days. If not, open a new TeenDifference or College checking account to receive your $100.*

*Restrictions apply. A $25 deposit is required to open either a College Account OR a TeenDifference account and receive bonus. The account must maintain a positive balance for 60 days to receive the $100 graduate gift. After the 60-day mark, the $100 bonus will be deposited directly into the new account. Max gift for each graduate is $100. An interest rate of 0.30% with an annual percentage yield of 0.30% is currently earned on these accounts. At our discretion, we may change the interest rate on either of these accounts. The interest rate and Annual Percentage Yield (APY) offered above is accurate as of 4/30/2026. Fees could reduce earnings on the account. Rates and terms may change without notice after account opening. Please note, bonus payments are subject to IRS tax reporting requirements. Expires Friday, July 31st, 2026.

**Only requirement needing to be met to become eligible is to bring in the promotion card along with your diploma to any UBU branch. 



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