Results

Tally how many A’s, B’s, C’s, and D’s you got to discover your style:

Mostly A’s: The Saver

You’re cautious, disciplined, and future-focused. You prioritize financial security and often build solid savings—but may miss out on opportunities to enjoy or grow your money.

Next Steps:

• Make sure your money is working for you—consider learning about low-risk investing or high-yield savings accounts.
• Set aside a small “fun fund” so you can enjoy your hard-earned money without guilt.
• Revisit your financial goals regularly to adjust for life changes.

Mostly B’s: The Spender

You live in the moment and love enjoying life. You’re generous and spontaneous, but you might avoid budgeting or overlook long-term planning.

Next Steps:

• Try using a flexible budget that includes fun spending—but keeps it within limits.
• Set a small savings goal and reward yourself when you hit it.
• Learn about how compound interest can help you enjoy today and secure tomorrow.

Mostly C’s: The Planner

You’re intentional, goal-oriented, and detail-driven. You’ve probably got a budget, a spreadsheet, or a strategy—and you thrive on structure.

Next Steps:

• Make sure perfectionism isn’t holding you back from trying new things like investing or automation.
• Set a financial “check-in” day once a month to review and refresh your goals.
• Share your knowledge—helping others can strengthen your own skills.

Mostly D’s: The Avoider

Money feels stressful, overwhelming, or even scary. You might put off looking at your finances or avoid making decisions altogether.

Next Steps:

• Start small—track your spending for just one week to build awareness.
• Talk to a trusted financial expert (like someone at your credit union!) for a no-pressure review.
• Pick one goal—like starting an emergency fund—and take one step toward it this week.