| Should You Roll Your 401(k) to an IRA?
Simply asking, "Where should I move my account?" isn't enough. Decisions now are more connected - and mistakes more expensive.
- What am I giving up by leaving my existing 401(k)?
- What will the IRA allow me to do that the 401(k) doesn't?
- What will my total investment and advisory costs be under each choice?
- Will I need access to this money during the first several years of retirement?
- How does the rollover fit with my tax, Roth-conversion and retirement-income strategy?
- Is there employer stock, after-tax money or another special provision that needs to be evaluated before anything moves?
- Are you retiring before 59½?
- Does the account contain after-tax contributions?
Not sure which decision makes sense for you?
Our 401(k) Rollover Decision Tree will help you work through the major questions before you make your decision. |
