Big Goals Start Small

Give your child a head start on a lifetime of smart saving with a Youth Certificate from PWC ECU. Our high-yield youth certificates are a powerful way for parents, grandparents, and loved ones to invest in a child’s future – whether you're saving for education, a first car, or simply teaching the value of long-term financial planning.

Unlike traditional savings accounts, our Youth Certificate offers a rate of 6.60% APY*, so your money grows faster over time. These certificates are specially designed for young savers, helping you turn small deposits into meaningful savings milestones.

Open one today and take the first step toward financial confidence, security, and success – for the next generation.

Fill out the form below, and our team will be in touch!

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*APY = Annual Percentage Yield, 6.60% APY (6.50% APR) accurate as of 9/1/25 and is subject to change at any time without notice. Dividends are compounded and credited quarterly. Minimum opening deposit of $500 required, maximum of $1,000. Available on Custodial accounts only. Only two certificates per minor/SSN. Maturity date is the minor’s 18^th birthday and funds will roll to the share savings account upon maturity. Certificate will not auto renew. Early withdrawal penalties equal to 90 days of dividends may apply, and fees may reduce earnings. PWC Employees Credit Union is federally insured by the National Credit Union Administration (NCUA).