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A Free Guide for Retirees Who Saved Well


The Required Minimum Distribution Squeeze



Every December, a letter arrives telling you the minimum you are required to withdraw from your retirement account.


You spent 40+ years being careful with this money. Now somebody else has an opinion about how fast you should spend it, and their opinion is not yours.


This guide walks through what that withdrawal actually costs once every consequence is counted, why the number climbs every year you live, and which moves are still open to you this year.



Inside:


✅ Why the required distribution rises with every birthday, from 3.77% at 73 to 6.25% at 85


✅ The 3 costs a single withdrawal sets off beyond your tax bracket, none of which appear on any statement you receive


✅ What happens to the survivor's tax bill when one spouse dies, worked out in actual dollars



✅ How much less your children keep than you think, and the one exception


✅ Why the reserve you are holding against a health event may be costing you




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