Friday, December 4th, 2020

12:00 PM EST

Discussion Topics:

• All municipal employees with student loans are entitled to this program
• Monthly payments are potentially reduced or eliminated
• Tax-free forgiveness of remaining loan balance after qualifying payments

Federal Benefits Best Kept Secrets

Discussion Topics:

• ChFEBC advisor
• What tax bracket will you be in at retirement?
• What makes us so special?
• The rules of the game
• Exit strategies
• Free insurance
• TSP, catch-up, and loans
• CSRS voluntary contribution

Friday, December 11th, 2020

12:00 PM EST

Discussion Topics:

• Keep your retirement accounts safe from a pandemic
• Uncover key strategies to tax shelter your retirement from the government
• Learn how to plan for taxes and inflation increasing after multi-trillion dollar government bailouts
• Consider changing your mindset on social security and estate planning strategies in an unknown future

Holiday

Spending

Discussion Topics:

• Setting expectations
• Budgeting
• Building a naughty or nice list
• Best practices when spending
• Hidden holiday costs

Friday, December 18th, 2020

12:00 PM EST

Discussion Topics:

• Federal LTC programs available
• Activities of daily living: what are they and what do they mean?
• How do you qualify for low-cost/no-cost coverage?
• LTC insurance alternatives
• LTC during retirement and its impacts

Improving Your Credit

Discussion Topics:

• Why is credit so important, anyway?
• Understanding your FICO
• Key steps to rebuilding your credit
• Repairing credit after bankruptcy
• Credit restoration
• Debt rebalancing

Wednesday, December 23rd, 2020

12:00 PM EST

Discussion Topics:

• Why we may want to reconsider our investments due to COVID-19
• How to maximize your returns while minimizing risk
• Planning for your goals and getting out of debt before you retire
• Keeping more of your money in your own pocket by reducing taxes and fees

Introduction to Real Estate

Discussion Topics:

• Understanding mortgage options
• Location, location, location
• Real estate as an investment
• First-time home buying
• VA/FHA programs
• Tax benefits

Friday, January 1st, 2021

12:00 PM EST

Discussion Topics:

• One-time gifts vs. ongoing gifts
• Tax ramifications to families and estates
• Using charitable trusts for planned giving
• Using charitable strategies for planned giving
• Leaving a planned giving legacy
• Benefits to you and your family

Taxes and the IRS

Discussion Topics:

• Where do our taxes go?
• Do I need a tax advisor?
• Tax-free savings
• Tax-deferral vs. tax-deductible vs. tax-free
• Why you shouldn’t wait to get your refund