| There can be no guarantees or assurances that the strategies and techniques discussed are suitable for all investors, or that they all will yield positive outcomes. Investing involves risks that can include possible loss of principle.
Please note that fixed and variable annuity products may be discussed at this event. Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Variable annuities are subject to market risk and may lose value. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply.
Investors should consider the investment objectives, risks, charges and expenses of the variable annuity contract and sub-accounts carefully before investing. The prospectus and, if available, the summary prospectus contains this and other important information about the variable annuity contract and sub-accounts. You can obtain contract and sub-account prospectuses and summary prospectuses from your financial representative. Read prospectuses carefully before investing. |
