PAMELA HUGHES PATENAUDE, Principal, Granite Housing Strategies, LLC
Former Deputy Secretary, U.S. HUD

Pamela Hughes Patenaude is a nationally recognized housing policy and disaster recovery expert with over four decades of experience across government, nonprofit, and private sectors. She served as Deputy Secretary of the U.S. Department of Housing and Urban Development, overseeing $52 billion in operations and $37 billion in disaster recovery funding. She is Principal of Granite Housing Strategies and currently serves on the boards of Habitat for Humanity International, the Bipartisan Policy Center (Vice Chair), Target Hospitality, and loanDepot. Patenaude began her career at New Hampshire Housing and has been honored with several national awards for her contributions to housing policy.

BOB QUINN, CEO

NH Association of REALTORS®

Bob Quinn has served as CEO of the NH Association of REALTORS® since 2020. Prior to that, he served as the Association’s Vice President for Governmental Affairs. The NH Association of REALTORS works in conjunction with the National Association of REALTORS® and New Hampshire’s 14 Local REALTOR® Boards to provide professional development, risk management, market data, and advocacy services.  

PHIL SLETTEN, Research Director

New Hampshire Fiscal Policy Institute

Phil Sletten is the Research Director at the New Hampshire Fiscal Policy Institute, where he has worked since 2016. Sletten researches New Hampshire budget and revenue policy, the economy and the financial wellbeing of the state’s residents, and health policy. He previously served as a performance auditor for the New Hampshire Office of Legislative Budget Assistant, where he provided analysis to policymakers on a wide range of state agency operations.

CAROL ZINK-MAILLOUX, Branch Manager

Waterstone Mortgage

Carol Zink-Mailloux has worked in the mortgage industry since 2002, helping clients navigate the loan process with clarity and care. As Branch Manager at Waterstone Mortgage, she leads a 100% referral-based business focused on purchase lending and strong collaboration with real estate and financial professionals. A Certified Divorce Lending Professional, she works closely with the NH Collaborative Law group to support clients through life transitions. She is a recipient of the New Hampshire Housing Top Lender Award and is licensed to lend across several states in the Northeast.

STEVE HAMILTON, President and Assessor Supervisor

Whitney Consulting Group

Steve Hamilton is a Certified New Hampshire Assessor and Property Assessor Supervisor with over 35 years of experience in municipal assessing and appraisal. He currently serves as Belknap County Director for the NH Association of Assessing Officials and as Commissioner for the Merrimack River Valley Flood Control Commission. His expertise spans valuation updates, assessment laws and standards, office management, and expert testimony in defense of assessed values.

MATT EMERY, Senior Policy Advisor, Financial Services

The National Association of REALTORS®

Matt Emery serves as Senior Policy Advisor for Financial Services at the National Association of REALTORS®, where he covers a wide range of financial services issues including mortgage lending, credit modeling, student debt, and emerging technologies like AI and cryptocurrency. Previously, Emery spent nearly ten years at Quicken Loans (now Rocket Mortgage) and served as the Vice President of Public Policy, leading the technology and innovation policy portfolio after helping lead Quicken’s efforts during the creation and implementation of the Dodd-Frank Act.

STOCKTON WILLIAMS, Executive Director

National Council of State Housing Agencies

Stockton Williams has served as Executive Director of NCSHA since 2018, leading advocacy efforts to advance the role of state housing finance agencies in the nation’s housing system. His career spans leadership roles in the public, private, and nonprofit sectors, including positions at the Urban Land Institute, HUD, Enterprise Community Partners, and HR&A Advisors. A recognized voice on housing and economic development, Stockton holds a master’s in real estate development from Columbia University and a bachelor’s degree from Princeton.

SASHA HEWLETT, AMP, Associate Vice President, Secondary & Capital Markets

Mortgage Bankers Association

Sasha Hewlett serves as Associate Vice President of Secondary and Capital Markets at the Mortgage Bankers Association, where she advances policy and advocacy efforts on behalf of MBA members. She works closely with FHFA, the GSEs, Ginnie Mae, the SEC, and congressional staff, providing analysis on regulatory and legislative developments affecting housing finance. Hewlett leads MBA’s Secondary and Capital Markets Committee and related advisory groups. Prior to joining MBA, she spent more than a decade in various roles at Freddie Mac and Fannie Mae and holds a BS in Finance from Virginia Tech.