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Nov 12

Protecting What You’ve Built: Estate Planning and Asset Protection for Every Stage of Life


What would happen to everything you’ve worked for if your life suddenly changed?


A fall at home. A stroke. A diagnosis of Alzheimer’s or Parkinson’s. Or simply the question every family eventually faces: what happens to my home, my savings, and my legacy? Without a plan, one event can mean a court-appointed guardian making your decisions, a nursing home stay costing $13,000 or more a month, a probate process for your loved ones, and a lifetime of savings put at risk.


Join Zacharia Brown & Bratkovich for a practical, plain-English seminar on building a complete plan that protects you while you are living and your family after you are gone. We will cover:


  • The foundation: Wills, revocable living trusts, and powers of attorney, and what can happen to your family without them
  • Planning for incapacity: Who steps in if you cannot manage your own affairs, so your family is never left guessing or forced into court
  • Planning for long-term care: How Medicaid eligibility, the five-year look-back period, and spend-down rules work, and the strategies available to protect your home and savings
  • Avoiding probate and estate recovery: Keeping your assets out of court and out of the reach of nursing home costs and Medicaid estate recovery
  • Leaving a legacy: Passing your assets to the people and charities you choose, rather than watching them go toward the cost of care
  • Peace of mind for your family: Putting your wishes in writing so loved ones are not fighting over who is in charge during a crisis


Estate planning is not just about what happens after you are gone. It is about protecting yourself and your family along the way, whether that means a sudden hospitalization, a move to memory care, or years of long-term care, and then ensuring what you built passes to the people you love.


Don’t wait for a crisis. Plan now, while you have every option available.

Reserve your seat today.



Delmont Library
75 School St., Delmont, PA 15626
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Thursday, November 12, 2026
11:30am - 12:30pm

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Free