| AGENDA
9:00 – 9:50 Small Business Boost Program - FHLB – Steve Otto
This presentation provides an in-depth overview of the Federal Home Loan Bank’s Small Business Boost (SBB) program, a recoverable assistance initiative designed to support small businesses by filling the financial gap when they lack the required equity or collateral. It discusses how the SBB program offers secondary, unsecured loans to help small businesses meet underwriting criteria, improve initial cash flow, and fund various activities such as machinery purchase, building acquisition, and leasehold improvements. The session concludes with strategies for effectively leveraging the SBB program for business resilience and growth.
9:55 – 10:45 Portfolio Management Opportunities in 2024 – Stifel – Kamal Hosein
It appears the underlying operating environment for banks is approaching an inflection point as credit costs will begin to rise and interest rates will begin to fall in 2024. Management must be prepared to change its focus towards rebuilding loan spreads, maintaining recent wider deposit spreads, managing allowance for loan losses under the new CECL accounting standards, and ensuring profitability is as strong as possible to create a buffer to absorb a return to more normal credit losses. This strategic presentation will highlight management analytics that can help your bank decrease its exposure to earnings volatility and potential losses.
10:45 – 11:00 Break
11:00 – 12:00 Where are we as an Industry? - DD&F - Randy Dennis
This presentation offers a comprehensive analysis of the current state of the community banking industry, highlighting key challenges and opportunities. It uses industry data, case studies, and expert insights to assess performance and identify emerging trends. The discussion concludes with strategies for future growth and sustainability in the evolving financial landscape.
12:00 – 1:00 Lunch- Sponsored by FNBB
1:00 – 1:50 Leveraging CDFI Certification and Programs - Bank Strategic – Amy Pierce
This presentation explores the financial impact of Community Development Financial Institutions (CDFI) funds and the Emergency Capital Investment Program (ECIP) on community banks and local development. It discusses the reporting requirements of ECIP and the importance of fully leveraging all available programs. The session concludes with strategies for obtaining the CDFI designation, including deadlines and requirements.
1:50 – 2:00 Break
2:00 – 2:50 Learning From Our Recent Experiences To Enhance Safety, Soundness, and Profitability Going Forward - ERMA Strategies LLC. - Marty Mosby Over the last two years we have survived a pandemic, historical growth in money supply followed by the first decline in money supply in a hundred years, and the largest increase in interest rates in a year for 50 years. Despite this extreme volatility in the operating environment and interest rates the overwhelming majority of U.S. Banks continue to be profitable, albeit not as profitable as the prior two years. However, there are lessons that we can take away from what we have recently experienced in order to understand our bank’s risk profile, liquidity and capital adequacy, as well as how we can position to be more profitable in the future.
Continuing Education Credits Available Delivery Method: Group Live Program Level: Overview Prerequisites: None Advanced Preparation: None CPE Credits Available: 5 - 2 Finance; 2 Management Services; 1 Specialized Knowledge Course Policies: For more information on refunds, concerns and program cancellation policies, please contact our offices at 501-246-4975 or at [email protected]. Arkansas Community Bankers is a member of the Arkansas Roster of CPE Sponsors, #139323. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE sponsors through its website www.nasbaregistry.org
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