Your Money: Reimagining Wealth Through Simple Sketches Advisor Edition 

An Engaging, Thought-Provoking Experience for Financial Professionals Carl Richards is known for his powerful keynote speeches—but what truly sets him apart is his ability to create a tailored, interactive experience designed specifically for FPA New England.

With a blend of clarity, humor, and real-world experience, Carl translates complex financial concepts into simple, visual insights that advisors can immediately apply in your client conversations. He explores critical tensions in financial decision-making—such as:

• Purpose vs. Goals – Aligning financial plans with deeper values
• Precision vs. Adaptability – Navigating uncertainty with confidence
• Facts vs. Emotions – Strengthening advisor-client relationships  

Speaker Bio: Carl Richards started The Sketch Guy column in The New York Times from the hills of Utah, crafting clear, relatable insights about money with just cardstock and a Sharpie. The column ran weekly for a decade. This journey began when Carl applied for what he thought was a job as a “security guard,” only to find out the ad actually said “securities.” That slight misstep sparked a lifelong dedication to reshaping how we think about money.

Since then, Carl has become a Certified Financial Planner™, built and sold a successful investment firm, and spoken at financial and investment events worldwide—from Australia to South Africa, the UK, and major economic centers across Europe, Canada, and the United States. His bestsellers, The Behavior Gap and The One-Page Financial Plan, have been translated into over ten languages and continue to resonate globally.

His latest book, Your Money: Reimagining Wealth in 101 Simple Sketches, came out in October 2025. It’s a collection of 101 sketches and essays, designed to spark real conversations about money.

Through his daily podcast, Behavior Gap Radio, which now has over 1,300 episodes and over one million downloads, Carl shares new perspectives on aligning our resources with what truly matters. His latest audio project, 50 Fires, backed by executive producers Chip and Joanna Gaines, explores the intersections of money and meaning with guests like Pete Holmes, David Whyte, Krista Tippett, and his favorite guest by far, his wife, Cori.

Carl founded The Society of Advice, a community of financial planners dedicated to the craft of advice. They gather for a monthly online workshop and frequent retreats in Park City, Utah.

When he’s not exploring ideas about money, Carl, a Wilderness First Responder, can be found navigating Utah’s high mountain ridges on foot, skis, or bike. Married to Cori since 1995, they have four kids, whom they consider their best friends.

The Intersection of Life and Money

When life changes, money changes—and when money changes, life changes. This intersection is where financial planners have the opportunity to do their most meaningful work: guiding clients safely through life‑altering transitions and into their next chapter.

In these moments, the technical skills of traditional planning and the human‑side skills of Financial Transitionist® training become equally essential and equally complex. When the call comes—often unexpectedly—planners step into a role few professionals are trained to navigate. One side requires process, structure, and precise execution. The other, the human side, demands sensitivity, adaptability, and customized support. Ultimately, it’s this human side where client well‑being is shaped and where long‑term retention is earned.

This 75‑minute session expands your human‑side toolkit by focusing on three FIT protocols designed to address the subtle but critical challenges clients face during major life transitions:



• Financial Triage Protocol — to prevent destructive or regrettable decisions.
• Transition Fatigue Assessment — to identify burnout early and restore clarity, energy, and confidence.
• Beyond Uncertainty — a four‑step method for guiding clients through the liminal period after a major event.

You’ll leave with actionable ideas and client‑facing processes that help your clients stay grounded, make sound decisions, and move forward—while positioning you as their expert, thinking partner, and safe place when life as they know it is changing.

Speaker Bio: Susan Bradley Founder, CFP®, CeFT®

Sudden Money® Institute began 23 years ago as a community of practice seeking to better serve their financial planning clients by developing processes and tools for the personal side of money and clients going through transitions.

This Think Tank created the CeFT^® designation and a division for training and certification called the Financial Transitionist^® Institute.

Susan has served on the FPA’s National Board of Directors, she currently sits on the National Football League’s Players Association’s Financial Education Advisory Board, and she serves as the Dean of Transitions for the Council of Deans of the Purposeful Planning Institute. She is seen and heard frequently in the national media, including NBC’s Nightly News, CNN, NPR, The Wall Street Journal, and The New York Times.

She is the author of Sudden Money: Managing a Financial Windfall (Wiley 2000), and she is also the recipient of the Insiders Forum Iconoclast Award 2017.

Behavioral Intelligence in Practice: Elevating Client Outcomes Through Psychology and Self-Awareness

In today’s dynamic planning environment, technical knowledge alone is not enough. Financial planners must also develop deep behavioral awareness—the ability to recognize and manage client emotions, biases, communication styles, and their own internal attitudes and assumptions. This session explores the key psychological principles that shape financial planning, including behavioral finance and client crisis response, brought to life through real-world scenarios. Participants will learn why developing behavioral competencies is essential for building trust, guiding clients through uncertainty, and fostering long-term financial well-being.

This session will also introduce the FPA Competency Model, a powerful new framework designed to help planners assess and build critical behavioral, interpersonal, and professional skills. Attendees will walk away with a clearer understanding of how to intentionally strengthen the “human side” of planning—and why doing so enhances both client success and professional fulfillment.

Speaker Bio: Dan founded Daniel J. Galli & Associates over 30 years ago. His practice includes a wide range of financial planning and investment management services, with a focus on retirement planning for professionals, small business owners, teachers, and individuals.

Since 1997 Dan has taught courses on retirement, employee benefits, and financial planning for students in the CERTIFIED FINANCIAL PLANNER® programs at both Northeastern University and Boston University. His ongoing work with BU includes updating BU’s CFP® program curriculum as tax laws and other regulations are changed.

Dan is a well-regarded and well-known presenter and educator for PFE Advisors, LLC, a firm that provides financial education and other benefits to employees of PFE’s corporate clients. He has traveled nationally for PFE, presenting educational financial workshops to employees of firms like Northern Trust, Forrester Research, Dunkin Brands, MathWorks, Akamai, The Broad Institute, and the Archdiocese of Boston.

Dan’s expertise in all fields of financial planning, but especially with regard to retirement strategies, has meant that he is a sought-after contributor to articles in various publications, including the Boston Herald, the Boston Globe, Kiplinger’s, CNBC, and CBS MarketWatch, among others.

Prior to changing fields into financial planning, Dan was a public school teacher, teaching third grade in Scituate, Massachusetts for eleven years. He remains passionate about education and about helping teachers and administrators understand their retirement benefits.

He has a bachelor’s degree from Boston University and a master’s degree from Bridgewater State University, both in education. Dan has been a CFP® certificant since 1997 and is also a Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU). He holds FINRA Series 7, 63, 66, and 24 licenses.

Dan is a long time member of the FINANCIAL PLANNING ASSOCIATION®, and has served at both the local and national levels in various capacities, including committee member, chapter board member, and chapter president. The local chapter named him Financial Planner of the Year in 2017. He's currently national President-elect of the FPA® of Denver, CO.

Dan lives in Marshfield, Massachusetts. He has two grown children, Michael and Lauren, and three grandchildren.