| Barry H. Sacks, J.D., Ph.D.
Barry Sacks, a graduate of Harvard Law School, has practiced primarily in the area of retirement plan law. He has been a Certified Specialist in taxation law for more than 40 years, and he has been listed in “Best Lawyers in America” for more than 20 years.
Barry also holds a Ph.D. in theoretical physics from MIT. His doctoral dissertation involved extensive mathematical modeling. This modeling carried over to his pioneering research paper modeling the use of reverse mortgage credit lines to offset the adverse sequence of investment returns in retirement accounts. This Coordinated Strategy enables significant enhancement of the sustained cash flow throughout long retirements.
The first research paper, presenting the “Coordinated Strategy,” was published in the Journal of Financial Planning, in February 2012. Two sequels, expanding the application of the Coordinated Strategy to a much wider range of retirees than initially recognized, were published in the same journal, in October 2017 and December 2021. (The 2017 paper was co-written with Stephen Sacks and Peter Neuwirth. The 2021 paper was co-written with Stephen Sacks and Philip Walker.)
More recently, Dr. Sacks’s research on the uses of reverse mortgages has been in the realms of providing liquidity in Silver Divorce and providing the means for doing Roth conversions of traditional IRAs and 401(k) accounts. |
