SPEAKER Cheryl Canzanella, CLU, ChSNC, CAP, LUTCF Nearly half of Americans know someone struggling with addiction, making substance use disorders a reality that financial professionals can’t afford to ignore. As the opioid epidemic continues to devastate families, its financial impact extends beyond personal hardship—costing the U.S. economy over $1 trillion annually and directly affecting careers, retirement plans, estates, and marriages. Your role as a financial advisor is more than managing money—it’s about protecting financial legacies. |