Earn higher dividends while saving.

182-day @ 4.50% APY*

1 year @ 3.75% APY*

Jumbo 1 year @ 3.85% APY*

If you have a little extra savings and want to earn higher dividends than with a traditional savings account, a Share Certificate with Members Heritage is a good choice. A Share Certificate is similar to a certificate of deposit (CD), only it is issued by a credit union. And it comes with no financial risk—it will not lose value unless you withdraw funds before the term end. A Share Certificate is a safe, secure and flexible way to invest your funds. We even have a Teen Share Certificate to help young people earn dividends while learning the value of saving. Terms available between 91 days – 5 years.

Have online banking? Log-in and Apply!  

(go to Tools & Services; Open New Account; Choose Certificate Account & fill in the prompts)

Don’t have online banking? Apply Here 

(go to Existing Member Account; Choose Certificate Account & fill in the prompts)