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Benefit Plan Year

July 1, 2024, to

June 30, 2025

Welcome to the Highlands Fire District

Virtual Benefits Hub!



Please review the information in this virtual benefit hub to learn more about our benefit plans. Then follow the directions in the NEXT STEPS section to make sure your elections and changes are submitted to the carrier(s).

Have Questions?

Jayme Jones

Human Resources

(928) 525-1717, ext 1101

jjones@highlandsfire.org

Every May, our company holds open enrollment for employee benefits.


Elections MUST be made by the open enrollment deadline.


IMPORTANT REMINDERS


  • This is the one time per year employees can make changes to their benefit elections.


  • The elections you make now are generally irrevocable unless you experience a qualifying life event.


  • If you waive coverage now, you cannot enroll until the next open enrollment.

It's time to make your new hire elections.


Elections MUST be made no later than two weeks prior to your effective date.


IMPORTANT REMINDERS


  • The elections you make now are generally irrevocable unless you experience a qualifying life event.


  • If you waive coverage now, you cannot enroll until the next open enrollment.



Important Information

If You Experience a

Mid-Year Qualifying Event







You may be entitled to change your election if you, your spouse, or dependents experience one

of the Qualifying Events below.


  • Divorce or legal separation
  • Open Enrollment for Spouse's employer
  • Change in number of dependents
  • Change in employment status that causes loss of eligibility
  • Dependent satisfies or ceases to satisfy eligibility requirements
  • Change in coverage under another employer plan
  • Loss of coverage from government or educational institution
  • COBRA qualifying event (termination/reduction of hours, employee death, divorce/legal separation, ceasing to be dependent)
  •  Other changes resulting from a judgment, decree, or order; Medicare or Medicaid entitlement


Elections MUST be made within 30 days of your qualifying event

Proof of Qualifying Event may be requested to process your enrollment.

EMPLOYEE BENEFIT INFORMATION


Benefit Guide


The company's benefit guide provides an overview of the benefit offerings, general plan details, and employee costs.

Kairos Open Enrollment Book

Review the Kairos Open Enrollment book to see all the updates and extras included with your Kairos benefits.


Next Steps


OPEN ENROLLMENT

This is a passive enrollment. All current Elections will roll over to the new plan year. New enrollment forms only need to be completed if you are newly enrolling, changing your current coverage or waiving coverage. Enrollment forms need to be received by the enrollment deadline.


NEW HIRES

All full-time employees must either elect or waive coverage no later than two weeks prior to your effective date.


Get the applications to elect or waive benefits using the buttons below.

Return completed enrollment forms to Jayme Jones

Learn More about the Benefit Plans

Offered by Highlands Fire District

MEDICAL COVERAGE - Kairos/UMR/UHC


View the benefit summaries to learn more about the plan.



$1,600 80% HDHP Plan


$2,500 80% HDHP Plan


$5,000 80% HDHP Plan


Telemedicine Flyer


Employee Assistance Program


Preventative Drug List


Carrum Health Flyer


Carrum Health FAQ


QuestSelect Flyer


Real Appeal Flyer


Active & Fit Fitness Flyer


Member FAQ


Find a Doctor


Employee Network Discount Program

DENTAL COVERAGE - Delta Dental


View the benefit summary to learn more about the plan.


Dental Plan Summary


Find a Dentist

VISION COVERAGE - VSP


View the benefit summary to learn more about the plan.


Vision Plan Summary


Find a Provider

LIFE AND AD&D - MetLife


View the benefit summary to learn more about the plan.


Life Plan Summary

ADDITIONAL BENEFITS


Identity Theft


Prepaid Legal


Pet Insurance

Resource Library

COMPLIANCE INFORMATION


View the Required Annual Notices


Section 125 POP SPD

BENEFIT EDUCATION


Employee Healthcare Resource Guide

 

Important Health Insurance Terms

 

What is a Qualified Life Event

CONSUMER TIPS


Be a Wise Healthcare Consumer


GoodRx - Prescription Discount Program


CleverRx - Prescription Discount Program

 

Don't Forget - Enroll in benefits TODAY!

OPEN ENROLLMENT

This is a passive enrollment. All current Elections will roll over to the new plan year. New enrollment forms only need to be completed if you are newly enrolling, changing your current coverage or waiving coverage. Enrollment forms need to be received by the enrollment deadline.


NEW HIRES

All full-time employees must either elect or waive coverage no later than two weeks prior to your effective date.


Get the applications to elect or waive benefits using the buttons below.

Return completed enrollment forms to Jayme Jones.