Medicare Open Enrollment Part I: Annual Review of Your Current Plan
Did you know that, from October 15 to December 7 each year, seniors withMedicare, or their caregivers, can change their health insurance plans to better match their healthcare needs? Even if you are satisfied with your coverage, it never hurts to look at other plans that may cost you less.
What to Look at First:
- Whether you have Original Medicare or Medicare Advantage - don’t assume your plan hasn’t changed. Don’t be caught by surprise.
- Review the Annual Notice of Change, as well as Medicare & You 2024, both mailed to you in September, to see if there will be any cost increases in the coming year such as premiums, deductibles, or copays.
- Prescription drugs – will they continue to be covered? At a higher cost?
- My doctors – will they still accept my Medicare?
- Has the status of your health changed since last year that may require a new specialist or additional services, and possibly higher expenses?
Let a SHINE Counselor assist you with these and other questions. To talk to a SHINE Medicare Counselor, call the Elder Helpline at 866-467-4624.
Next Edition of Medicare Moments: Open Enrollment Part II: Changing Plans SHINE is a program of the Florida Department of Elder Affairs and is offered locally by Advantage Aging Solutions. SHINE provides free and unbiased health insurance counseling through a network of volunteers, empowering Florida seniors to make informed health choices. Cost savings could be yours too through the Medicare Savings Programs and the Extra Help Program.
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