YOUR BENEFITS are an important part of your overall compensation. We are committed to offering a comprehensive employee benefit program that helps you stay healthy, feel secure and maintain a work-life balance.

Please take time to review your interactive guide to educate yourself about your options and choose the coverage that is best for you and your family. Do not hesitate to contact your personal benefit consultants at Hilb Group Mid-Atlantic if you have any questions or concerns.


CLICK & EXPLORE YOUR BENEFITS using our enhanced, interactive Employee Benefits Overview. The guide is designed with features to help you access your benefits quickly and easily. Your Benefits Overview includes: page navigation buttons, a clickable Table of Contents and Contact Directory, PDF bookmarks, hyperlinks, and even QR codes to access important websites, videos and documents. Be sure to click wherever you see the PDF pointer icon - Let your benefits leap off the page and into your life!

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Click above to view your

2024 Employee Benefits Overview

and Employee Contributions

Open Enrollment: November 27 - December 12

Medical Coverage: UnitedHealthcare

UHC Medical Plan Options




UHC Resources


Health Savings: Optum Bank


Dental Coverage: UnitedHealthcare


Vision Coverage: Group Vision Services




Please reach out to HR if you would like printed copies of your SBCs or Annual Employer Notices.

Voluntary Disability Insurance: Mutual of Omaha


Group Life & Voluntary Life Insurance: Mutual of Omaha


Additional Voluntary Insurance: Mutual of Omaha




Employee Assistance Program: Carebridge

800-437-0911


Additional Benefits


Additional Documents & Helpful Links

KTBS Enrollment Instructions

Your Personal Benefit Consultants

Candice Murphy, Team Leader (443) 837-0669

Pamela Nickerson, Vice President (443) 837-0663

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