The CCP Programme utilizes blended learning and covers six (6) modules of intensive training delivered via a combination of eLearning and online interactive lectures. These modules are delivered by local and international lecturers who are seasoned professionals in their respective fields.

The modules contained in this programme are:

Module I

Retail Credit-Financing Personal Credit and The Small / Medium Sized Enterprise

• Tools and techniques for the analysis/monitoring and control of personal lending
• The economic setting and importance of the SME sector
• Forming a holistic view of a business, its setting, prospects, strengths and weaknesses and the opportunities available to a financier to assist in a mutually beneficial and profitable manner
• Appreciation of the correlation between the risks associated with a lending proposal and a fair level of compensation by way of margin and fees
• Understanding of and proficiency in use of the latest tools and techniques available to bankers conducting analysis and due diligence
• Closing the knowledge gap - management accounts and access to other financial and commercial information

Module II

Accounting Skills

• Apply accounting principles and procedures to a service, merchandising or manufacturing concern of a partnership or corporation
• Analyse the various financial statements through horizontal, vertical and trend analyses, liquidity, profitability and long-term solvency ratios and other managerial accounting tools such as variable costing and incremental analysis
• Account for the change in financial position through the preparation of a cash flow statement by the direct and indirect methods
• Understand the purpose and need for budgeting, and prepare schedules leading to the production of a master budget
• Prepare and interpret the various techniques used in capital budgeting

Module III

Credit Risk Grading and Micro Finance

• Evaluating the business plan
• Utilizing lending tools and techniques
• Developing a micro finance risk rating framework
• Forecasting income and cash flows
• Maximising use of scarce capital resources

Module IV

Corporate Lending

• Enhance the understanding of evaluating corporate performance and strategy
• Develop the advanced cash flow analysis skills covering the effective utilization of both working and fixed capital
• Understand the various models for analyzing capital investment projects and payback issues
• Utilize risk evaluation in a Venture capital deal
• Evaluate the major qualitative and quantitative risks; payback issues and cash flow coverage ratios in Project Finance
• Examine a participation in a syndicated loan facility; developing techniques to mitigate risk through lending covenants and reviewed other debt related products
• Using the 'PC' to explore sensitivity to growth and profitability; using a financial model for forecasting purposes; computerized forecasting of cash requirements and cash generating ability
• 'Hands On' Project Work-The course components are welded together in practical experience on a group project

Module V

Agri & Fisheries Lending & Credit Grading

• Developing an agri risk rating checklist
• Developing a fisheries risk rating checklist
• Using gross margin systems for management analysis
• The business plan and enterprise performance evaluation
• Forecasting incomes and cash flows
• Credit risk rating systems and use

Module VI

Problem Loans

• Review the best known models for predicting corporate failure and how to deal with corporate(s) in distress
• Understand Workout Analysis looking at timescales for Action; Industry competition and prospects; capabilities to pursue alternatives and the company position
• Quantifying the risk position
• Identifying and handling problem loan customers
• Difficult interviews and business site visit

WHO WILL BENEFIT?

• Credit Managers
• Operations Managers
• Financial Managers
• Credit/Loan Officers
• Insurance Agents/Brokers
• Real Estate Agents/Brokers

Full course cost - US $3,750 +gct (Includes course materials, lectures, and examination) 

Payment Plans are available.

Get certified as a professional in the credit industry today!

This is a programme created by credit professionals, for credit professionals.