With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
Choose 4 Interest-free Payments Paid Every Two Weeks or Monthly Installments
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
Fill Your Cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Choose How to Pay
Pick the plan that fits your budget. You'll never pay late or hidden fees.
Pay Over Time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Buy With Confidence
With Affirm, you always know exactly what you will owe and when you will be done paying.
Transparent
You will never pa late fees, hidden fee, or annual fees. And never any compoind interest, either.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn't charge late fees or hidden fees of any kind, ever.
Disclosure
Your copy should address 3 key questions: Who am I writing for (audience)? Why should they care (benefit)? What do I want them to do (call-to-action)? Create a great offer by adding words like "free," "personalized," "complimentary," or "customized." A sense of urgency often helps readers take action, so consider inserting phrases like "for a limited time only" or "only 7 remaining!"
Frequently Asked Questions
Can I Pay Off My Purchase Early?
Yes, there is no penalty for paying early.
How Do I Make My Payments?
You can make or schedule payments at affirm.com or in the Affirm app for IOS or Android. Affirm will send you email and text reminders before payments are due.
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Can I Return an Item I Bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Does Checking My Eligibility Affect My Credit?
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibilty). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.
Yes, you will need a mobile phonne number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
