Captial Mortgage US Virgin Islands
Welcome to Capital Mortgage USVI

Welcome to Capital Mortgage Services

At Capital Mortgage Services, we have been processing mortgages in the Virgin Islands for over 30 years.

No mortgage team on St. Croix has more experience than we do at processing mortgage loans. We are extremely pleased and proud to continue our services to those borrowers who qualify for the VI Slice Program. Offering Conventional, FHA, and VA loans, we welcome the opportunity to assist you in this tremendous first-time home ownership program!

We are a mortgage bank, NOT a mortgage broker, and have been located in downtown Christiansted for over 30 years. And we are committed to serving and supporting Virgin Islanders.


Contact Michael or Brian at our offices (across from Crucian Gold) on Strand Street, above the VI Daily News office.

Give us a call at 340-773-8100 for more information on this program to see if you can qualify for your "slice of the pie." Let this be the time in securing your home ownership dream! 

Overwhelmed with the process? We're here to help. Click here to find out how to simplify the steps in obtaining a home mortgage loan.

Capital Mortgage Services

Michael E. Armendariz

NMLS # 396821

340-773-8100 office

877-262-3273 toll free

[email protected]

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Protection Act.

Michael E. Armendariz
Michael E. Armendariz